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Thiruvarur - 614738, Tamil Nadu, India
About Us
Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old.
Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old.
A chit fund brings saving and borrowing together in one simple system. A group of subscribers agrees to pay a fixed amount every month, and that pooled sum is opened up for auction each cycle. Whoever places the lowest bid walks away with the lump sum for that month — while everyone else earns a share of the savings as dividend.
Every chit we run is governed by the Chit Fund Act, 1982, and supervised by the state registrar, so it stands on the same legal footing as any regulated financial product. Unlike a fixed deposit that locks your money away, a chit fund gives members access to the full pooled value long before their own contributions add up to it.
at a glance
A chit fund gives you the discipline of a savings account and the freedom of a credit line — without the interest burden that usually comes attached to borrowing.
A fixed monthly commitment builds a genuine savings habit and keeps your money growing steadily across the full chit tenure, without the temptation to skip.
Win an auction and you receive the full pooled amount without paying a single rupee of interest — a real alternative to high-cost bank borrowing.
The discount generated through each month's bidding is shared back to members as dividend — and it comes to you completely tax-free.
Combined dividends and disciplined payouts routinely outperform what a regular savings account or fixed deposit would earn you over the same period.
Every chit we run is registered and audited under state regulation, giving your contribution the same legal standing as a bank-grade financial product.
A chit group is built on mutual trust — every member benefits from the collective pooling of resources within a close, accountable community.
A clear, four-step journey — from the day you enrol to the day your payout arrives.
A fixed group of subscribers comes together, each agreeing to the same monthly contribution. The number of members always matches the number of months in the chit, and every member signs a legally binding agreement at the start.
Every member pays their fixed instalment each month. These payments are pooled into the total chit amount, with a small foreman commission set aside before the balance is opened up for auction.
An open auction runs every month. Members bid for the right to take the pooled amount, and whoever offers the lowest bid wins — the gap between the full amount and the winning bid is shared as dividend to the group.
The winning member receives their payout soon after the auction closes. They continue paying their monthly instalment for the remaining tenure, though they're no longer eligible to bid again.
Beyond the numbers, every member gets security, flexibility, and a support system that stays with them for the full chit tenure.
Join any of our chit schemes without paying a joining or entrance charge — zero hidden cost, ever.
An open auction process gives every member an equal, visible chance at the chit amount each month.
Every subscriber earns tax-free dividend on their subscription, boosting overall returns.
Fully registered under the Chit Fund Act, with complete government oversight and legal protection.
Hassle-free access to your funds whenever you need them — no lengthy paperwork, no unnecessary delays.
Consistently higher effective returns than a traditional savings account or fixed deposit.
Our commission stays among the lowest in the industry, so more of the value stays with our members.
Our team guides you from enrolment to final payout — always on hand to answer your questions.
