Yes. We operate under valid government registration and follow every regulation laid down for chit fund companies, so your savings are always backed by a legally compliant institution.

Plans start at an affordable monthly contribution designed for everyday households, with higher-value plans available for members who want to save toward bigger goals faster.

Every month members can bid for the pooled amount in an open auction. The member with the lowest acceptable bid wins the prize, and the savings on that bid are shared among the group.

Absolutely. Many of our members hold multiple chit plans at once to balance short-term liquidity needs with long-term savings goals, all managed under a single account.

Dividend income earned from chit funds is generally treated as income and may be subject to tax depending on your personal financial situation. We recommend checking with a tax advisor for guidance specific to you.

A short grace period is offered for late payments. If an instalment is missed beyond that window, a nominal late fee applies, and our team will always reach out before taking any further action.

None. Every charge, from documentation to late fees, is disclosed upfront in your chit agreement, so there are never any surprises once you have joined a plan.

We currently serve members through branches across Chidambaram, Cuddalore, Sirkazhi, and Villupuram, with dedicated staff at every location to guide you in person.

You can reach our support team through the Contact Us page, visit your nearest branch directly, or use the chat icon on this website for a quick response.